Let SUMMIT APPRAISAL SERVICES, LLC attend to your appraisal needsTo many, an appraisal just looks like one more thing on the settlement sheet for a home sale or refinance. The majority of lenders still need a local expert because the stakes are very high, even though there are a multiplying number of automated home valuation systems that might appear to be less expensive than an appraisal. You might think that getting a mortgage is the only reason to get an appraisal, but there are additional instances when the services of a certified, independent real estate professional could be helpful. 
Appeal your tax assessment in Teton CountyIf you are in an area where the property value has depreciated, it's possible you're paying too much in property taxes. An appraisal from SUMMIT APPRAISAL SERVICES, LLC is your best evidence when building your case. We can assist you in disputing your tax assessment. Eliminating PMI for mortgage paymentsPrivate Mortgage Insurance, or PMI, is an additional insurance policy that most lenders ask home buyers to buy when the amount being loaned to the home buyer is more than 80% of the actual value of the home. This added payment is often folded into the monthly mortgage payment and is quickly forgotten. This is unfavorable because PMI isn't necessary when the leftover balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to do away with the PMI payments when the loan-to-value ratio conditions have been met. If you'd like to do away with PMI, SUMMIT APPRAISAL SERVICES, LLC will produce a statement regarding the value of your home. The cost of the home valuation can usually be offset in just a few months because you'll no longer be paying the PMI. Order an appraisal from SUMMIT APPRAISAL SERVICES, LLC Order todayDivorce settlement with less stressA divorce is a particularly horrible ordeal for the parties involved, and it is often further complicated by the challenging decision of who gets the house. So both parties are completely aware of the true market value of their house, it's a good idea to order an appraisal from SUMMIT APPRAISAL SERVICES, LLC, regardless of the circumstances. If the parties want to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation. Determine a fair and accurate valuation for estate liquidationThe loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the residential property involved. We ensure the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to manage these affairs. And seeing that a home or other property often makes up an uneven share of the total estate value, knowing the true worth of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've gotten an honest deal. Relocate to or from Teton County for workEmployee relocation can be a stressful event, and we understand. We take great care in setting up an accommodating appointment time for the appraisal inspection. During our intensive inspection, we recommend relocating employees to provide feedback on the positive features of their property, as well as information about any new sales or listings in their area that they want considered. Close on your home quickly — for an accurate priceA professional appraisal will help you make a better educated decision when determining your selling price, whether you choose to sell your home on your own or use the assistance of a real estate agent. Apart from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees are based on our efforts to finish the appraisal report and not a percentage of the sales price. On a daily basis, we analyze the difference in value things like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long homesstay on the market. So, obtaining a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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